There was a time when you had to physically present at one of the major 4 banks in Sweden to apply for the loan, and then they will do the credit check through UC. Over time, it eliminates the need the need for you to go anywhere and you can apply for a personal loan without UC through a text message. Yes, you heard it right; you can apply for a loan without UC through a text message.
There are a wide array of websites on the internet that are providing services of personal loans to their customers, but it is advised to do your research beforehand and choose the company that fits your needs. There is a common misconception among people of Sweden that you cannot apply for a personal loan without the credit check through UC. A lot of people get very confused about the term ‘loans without UC’, you don’t have to be confused, as the law of Sweden requires you to do the credit check before lending the money, but that necessarily doesn’t mean they have to do the credit check through UC; they can do the credit check through any other database.
If you are looking for a viable place to get a personal loan, then you don’t have to look anywhere else other than Sms lån specialisten. They have a list of all the trusted sources that will help you provide the loan without UC, and the best part is that you can even do that through SMS.